• zoe688


Updated: Jan 27

The US lenders today released their rate sheets for September. At long last, the US lenders will now require foreign national borrowers to have a 30% down payment instead of the higher down payments that have been required recently. This places foreign national borrowers back in the position they were prior to COVID-19's impact.

The lenders still offer a variety of programs for the foreign national borrower. For those borrowers who are able to verify their income, there are the traditional foreign national programs. For those borrowers who do not wish to verify their income, the lenders offer Debt Service Coverage Ratio mortgages which are akin to the "buy to let" mortgages in the UK. Some lenders also offer no document programs and will lend upon production of photo ID.

Reach out to us today on for further details on these now pre-COVID19 rates and details of refinancing.

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